Have you got sufficient protection for your home & contents if the worst happens?
We offer great products and outstanding service award winning products with unrivalled free cover incentives and instant cover for homeowners, occupiers and landlords.
You can even transfer your No Claims Discount from a previous insurance policy for both Buildings and Contents Insurance.

Buildings & Contents Insurance – protecting both the structure of people's homes, their contents and personal belongings in the event that they suffer damage or loss as well as protecting their legal liabilities as either homeowner or occupier.  Available as separate policies or combined.

Landlords Buildings & Contents Insurance - is specifically designed to provide household insurance to private customers who own a property that is rented out under a single tenancy.

Your insurance policy should generally cover the following:

Accidental Damage - a valuable extension to your Buildings & Contents cover and covers visible damage that has not been caused on purpose or inevitability. For example, the accidental breakage of a window or mirror.

Personal Possessions cover - insures clothing, baggage and articles of personal use which are normally carried by you and/or your family away from your home, i.e, spectacles,  mobile phones, keys, sports equipments, cameras etc. They are covered anywhere in the world.

Specifying Valuable Items – for example, jewellery, gold and silver articles, furs, clocks, watches, pictures, other works of art, sculptures and collections of stamps, medals and coins.

Home Emergency Cover - This cover provides assistance if you have a home emergency. We will provide cover for a sudden event that was not expected which needs immediate action up to a maximum sum.

Legal Expenses Cover - Subject to the policy conditions, we will meet the cost of your legal expenses up to a maximum sum, for example, employment disputes, bodily injuries. We may also contribute to the cost of lost wages whilst you are on jury service

For more information on products and a non obligation quotation, please don't hesitate to contact our friendly team, or call us on 01202 526659

M&S Mortgage Solutions Ltd is an Appointed Representative of BDS Mortgage Group which is authorised and regulated by the Financial Services Authority for mortgages and Non-Investment Insurance FSA number 301646

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.